Senior Settlement Underwriting

The Senior Settlement marketplace is going through some current changes. One of the largest changes is the mortality and underwriting changes. The Senior Settlement pricing model is built on 3rd party life expectancy reports (LEs). A handful of LE providers have changed their underwriting and mortality ratings. This effects pricing and offers to senior settlement policies. It also has the investment groups nervous about their current portfolios. We will keep a close watch on this and continue to post news.

Here is some articles about these changes:
Underwriting firm wants more transparency
Life Expectancy White Paper Report