Senior Settlement Process

After returning the completed senior settlement application, your file is assigned to one of our processors. They obtain the necessary insurance and medical information and your file is reviewed by our numerous funding sources. You will not be responsible for any doctor visits or physicals.

After evaluating your file, they respond with senior life settlement offers. We then relay the highest offer to each funding source. This gives them an opportunity to increase their offers. It’s this competition and our leverage that produces the highest senoir settlement for your life insurance. You will be contacted with the results as soon as the process is completed. Please remember that there is no obligation to accept the senior settlement offer, nor are there any fees to pay at any time.

Call 1-888-973-8377 to speak with a Senior Life Settlement Specialist today.

Senior Life Settlement Candidate

Senior Settlements are quickly gaining popularity and many seniors are wondering if they qualify.

The ideal candidate for senior life settlements is:

• 70 years old and older (65 is some cases)


• Has a death benefit in excess of $250,000 ($100,000 in some cases)


• Owns a policy that is at least two years old, (convertible term life policies are
• eligible as well)


• Wants to receive fair market value for their policy, not just the cash value


• Wants to increase current cash flow


• May have a need for the newer and better coverage available today

To find out if you are a candidate for a senior settlement, please call 1-888-973-8377

Senior Life Settlement LTC

A Senior Life Settlement can also provide the needed cash to fund long-term care policy (LTC). A lump sum payout from a Senior Life Settlement can be used to purchase products that produce income that would pay long-term care premiums, additional coverage, etc.. These products can provide a tax-deferred build-up of the cash value, and provide the estate with a tax-free death benefit for beneficiaries. Seniors can receive anywhere form 10% to 60% of the face value of their life insurance policy.

The most important benefit being that it may well improve the quality of life for the policy holder now at this time in their life.

If you are interested in learning more about a Senior Life Settlements, please call 1-888-973-8377.