Senior Settlement Benefits

Senior Settlements are an innovative wealth and estate planning tool. With Senior Settlements, you can often exchange your life insurance policy for a cash settlement in excess of the cash surrender value of the policy.

Senior Settlement Benefits are here to assist and help you understand and maximize the value of your life insurance. Call 1-888-973-8377 for a senior settlement policy evaluation. Only by having a free policy appraisal conducted, can you understand the true value of your life insurance.

The nice thing about a senior settlement is there never a cost or obligation for an appraisal or quote. Take advantage today.

Senior Settlement Problems

Senior Settlements (Senior Life Settlement) are quickly becoming a popular option for seniors who want to create an immediate lump sum payment for their life insurance policy. Senior Settlements are available to all seniors, but some insurance policies cannot be used for a senior settlement.

You cannot sell a policy that does not list you as the owner, even if you are the insured. Transferring ownership to you is usually simple. Ask your insurance company.

Some insurance policies expressly forbid senior settlements. Read your policy or check with your insurance company

A policy held for fewer than two years usually cannot be sold. However, there are exceptions. Check with the company who will handle your senoir settlement.

RTG Consultants will glady assist you with finding important information about your life insurance policy. They are a Senior Settlement Specialist Firm and will use their experience and knowledge to find out if your policy will qualify for a senior settlement. Call 1-888-973-8377 with any questions.